Give the Gift of Education: Start a 529 Plan
Sending a child to college has become a major financial commitment, like saving for retirement. With costs rising each year, the longer you wait to get started, the harder it will be to save to cover expenses. That's why [INSERT COMPANY NAME] provides employees a 529 Plan to conveniently save money for future education through payroll deduction. You can invest as little as [INSERT DOLLAR AMOUNT] per month from your paycheck to give the gift of education to a child, grandchild, nephew, niece or even yourself. You can enroll at any time. For more information on the [INSERT COMPANY NAME] 529 Plan visit [INSERT VENDOR website] or contact [INSERT NAME OF HR CONTACT AND PHONE NUMBER].
Do You Need an EAP?
Are you suffering from work-related stress, substance abuse, relationship or marital conflict, parent/child conflict, depression, anxiety, unresolved grief, or domestic violence? Most of us have had times in our lives where situations, problems or difficulties affect our personal lives, and perhaps, effectiveness on the job. [INSERT COMPANY NAME] values its employees and realizes that as personal problems increase, performance may decrease. The Employee Assistance Program (EAP) is a benefit designed to help you and your family with personal problems.
Counseling is short-term and confidential and is offered to you and your dependents at no charge from
[INSERT EAP COMPANY NAME]. Counselors are experienced professionals who can help with personal, family and workplace problems. In addition, counselors can help with referrals to doctors and to legal and financial resources. Call [INSERT PHONE NUMBER] to schedule an appointment.
Get Personalized Help Through the Health Care Maze
No more run-around, red tape or worry! A health advocate — a free benefit from [INSERT COMPANY NAME] — offers one-on-one help anytime you have a health care or insurance-related issue. When you call the toll-free number, you'll be assigned a highly experienced Personal Health Advocate (PHA) who knows the ins and outs of health care. These nurses, medical directors and insurance experts do the legwork to sort out medical bills, locate specialists, find eldercare and more.
When you call, you'll be connected to your own PHA who can help you:
- Find the best doctors and leading hospitals and get you appointments for medical visits
- Locate services for your elderly parents
- Schedule tests and timely appointments with specialists
- Secure a second opinion
- Resolve insurance claims and billing issues
- Transfer medical records
- Covers you, your spouse, dependent children, parents and parents-in-law
- Is completely confidential
- And more.
Call [INSERT HEALTH ADVOCATE COMPANY NAME], toll free [INSERT PHONE NUMBER] and you or your covered family member will be connected to your own PHA to begin working on your health care-related issues.
When Should You Retire?
Would it be better for you to begin receiving Social Security benefits early with a smaller monthly amount or wait for a larger monthly payment later that you may not receive as long? The answer is highly personal and depends on a number of factors. To help you make the right choice, try out the new Retirement Estimator from the U.S. Social Security Association, a new online calculator that provides immediate and personalized benefit estimates to help you plan for retirement.
Conveniently tied to your actual Social Security earnings record, the Retirement Estimator eliminates the need for you to manually key in years of earnings information. It is interactive and allows you to compare different retirement options by changing your "stop work" dates or expected future earnings.
Live Happier and Healthier
Tired of dieting and not getting the results you're looking for? SparkPeople is a great free website that will help you learn how to maintain healthy eating habits as well as an exercise program that works for you. The program offers informative articles and interactive tools, such as fitness trackers and meal plans, and also includes virtual support groups to share ideas and thoughts with fellow members and health experts. Visit SparkPeople for more information.
Get the Facts on College Health and Safety
Is your child heading off to college soon? The Centers for Disease Control and Prevention has developed a comprehensive web page with important information for parents and students including health and safety tips, issues, action steps, and hotlines to help your child stay safe and healthy in college.
Caregiver Stress FAQs
During any given year, there are more than 44 million Americans who provide unpaid care to an elderly or disabled person 18 years or older. Altogether, informal caregivers provide 80% of the long-term care in the United States. If you or someone you know is a caregiver, check out the U.S. Department of Health and Human Services' Caregiver Stress FAQs and to access more information about caregiver stress.
Find a Farmers Market Near You
Farmers markets are gaining popularity as consumers increasingly appreciate locally grown foods and other products, according to the U.S. government. In addition to finding fresh, good-tasting foods like handmade cheeses, organic fruits and vegetables, and humanely raised meats, customers can get to know their local farmers and engage in their community. Check out the U.S. Department of Agriculture Farmers Market Locator to find one near you.
Do You Know a Mom or Dad-to-Be?
The U.S. Department of Health and Human Services has an online toolkit with downloadable information on pregnancy do's and don'ts, hospital packing lists, babysitter information form, and much more to help prepare parents for baby's arrival.
Get the Facts on Infertility
About 10% of women (6.1 million) in the United States ages 15-44 have difficulty getting pregnant or staying pregnant, according to the Centers for Disease Control and Prevention. Learn more about infertility causes, treatments and assisted reproductive technology (ART) from the U.S. Department of Health and Human Services' web page.
Test Your Sun Safety IQ
Sun safety is never out of season. Activities keep us outside all year long, and the sun doesn't take a break. Take the American Cancer Society's 9-question quiz and find out your sun safety IQ. To learn more about sun safety, visit a special U.S. Food and Drug Administration's website or download a handy brochure about how to keep harmful rays from burning you and your family.
What Should Your Plate Have On It
Figuring out what and how much to eat just got easier. The USDA has recently replaced the traditional food pyramid with what is now call MyPlate. Want to know the amount of each food group you need daily? Go to ChooseMyPlate.gov and visit each food group page to enter your age, sex and physical activity level, and receive information on your specific nutritional needs. The USDA Center for Nutrition Policy and Promotion (CNPP) works to improve the health and well-being of Americans by developing and promoting dietary guidance that links scientific research to the nutrition needs of consumers.
Bike to Work Safely
Biking to work is fun and great exercise, but make sure you're safe when you ride. About 57 million Americans ride bicycles, traveling on the same roadways that are occupied by millions of motor vehicles that are larger, faster and heavier. In 2011, 677 bicyclists were killed and an additional 48,000 were injured in motor vehicle traffic crashes. The National Highway Traffic Safety Administration and the U.S. Consumer Product Safety Commission has developed "Bicycle Activity Safety Kit" with the most important things you (and your family) can do to have a safe ride.